/* 守护真爱 四页双轨原型 · 共享样式 (H5 Context, design.md) */
:root {
  --primary: #4A90E2;
  --primary-dark: #3A7BC8;
  --primary-light: #E8F2FC;
  --accent: #FF6B2C;
  --accent-soft: #FFF0E8;
  --green: #0BA360;
  --green-bg: #E8F8EF;
  --gold: #D4940B;
  --gold-bg: #FFF7E6;
  --text: #1A1A1A;
  --text-sec: #4A4A4A;
  --text-muted: #8C8C8C;
  --bg-page: #F8F7F5;
  --bg-warm: #FFFBF7;
  --bg-card: #FFFFFF;
  --border: rgba(0, 0, 0, 0.07);
  --r: 0.75rem;
  --r-lg: 1.1rem;
}

* { margin: 0; padding: 0; box-sizing: border-box; -webkit-tap-highlight-color: transparent; }
html { font-size: clamp(16px, 4.8vw, 20px); scrollbar-width: none; }
*::-webkit-scrollbar { display: none; }
body {
  font-family: "Noto Sans SC", -apple-system, BlinkMacSystemFont, "PingFang SC", sans-serif;
  color: var(--text);
  background: var(--bg-page);
  padding-bottom: calc(8.4rem + env(safe-area-inset-bottom, 0));
}
@media (min-width: 481px) { body { max-width: 480px; margin: 0 auto; } }
.num { font-family: "DM Sans", sans-serif; }
img { display: block; }

/* 动效 */
.fade-up { opacity: 0; transform: translateY(1.2rem); transition: opacity .7s cubic-bezier(.25,.46,.45,.94), transform .7s cubic-bezier(.25,.46,.45,.94); }
.fade-up.vis { opacity: 1; transform: translateY(0); }
.d1 { transition-delay: .08s; } .d2 { transition-delay: .16s; } .d3 { transition-delay: .24s; } .d4 { transition-delay: .32s; }
body.no-io .fade-up { opacity: 1; transform: none; }

/* ===== Hero ===== */
.hero-visual {
  position: relative;
  height: 64vw;
  max-height: 19rem;
  background-color: #FCEFD9;
  background-position: center 64%;
  background-size: cover;
  background-repeat: no-repeat;
}
.hero-visual::after {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(180deg, rgba(255,251,247,0) 46%, rgba(255,251,247,.65) 78%, var(--bg-warm) 100%);
}
.hero-body { padding: 0.7rem 1rem 0; position: relative; z-index: 1; margin-top: -2.4rem; }
.hook-line { font-size: 1.18rem; font-weight: 900; line-height: 1.34; margin: 0.2rem 0 0.34rem; }
.hook-line .hl { color: var(--primary-dark); }
.hook-sub { font-size: 0.78rem; color: var(--text-sec); line-height: 1.55; margin-bottom: 0.72rem; }
.hook-tags { display: flex; flex-wrap: wrap; gap: 0.35rem; margin-bottom: 0.82rem; }
.hook-tag {
  font-size: 0.64rem; font-weight: 600; padding: 0.26rem 0.52rem; border-radius: 6px;
  background: var(--bg-card); box-shadow: 0 1px 4px rgba(0,0,0,.06); color: var(--text-sec);
}
.hook-tag.brand { background: var(--primary-light); color: var(--primary-dark); }

/* 为谁投保 */
.who-row { display: grid; grid-template-columns: 1fr 1fr; gap: 0.5rem; margin-bottom: 0.7rem; }
.who-chip {
  padding: 0.62rem 0.5rem; text-align: center; border-radius: var(--r); background: var(--bg-card);
  box-shadow: 0 2px 10px rgba(0,0,0,.07); font-size: 0.78rem; font-weight: 600; cursor: pointer; border: 2px solid transparent;
}
.who-chip.on { border-color: var(--primary); background: var(--primary-light); color: var(--primary-dark); }
.parent-pick { display: none; flex-direction: column; gap: 0.5rem; margin-bottom: 0.7rem; }
.parent-pick.show { display: flex; }
.parent-pick button {
  text-align: left; padding: 0.72rem 1rem; border: none; border-radius: var(--r);
  background: linear-gradient(160deg, #F0F7FF, #F5FBF5); font-size: 0.78rem; cursor: pointer; color: var(--text-sec);
}
.parent-pick button strong { display: block; margin-bottom: 0.15rem; color: var(--text); }

/* 区块通用 */
.sec { margin: 0 1rem 0.8rem; }
.sec-title { font-size: 0.96rem; font-weight: 800; margin-bottom: 0.5rem; }
.sec-title .tip { font-size: 0.6rem; font-weight: 700; color: var(--gold); background: var(--gold-bg); border-radius: 4px; padding: 0.14rem 0.42rem; margin-left: 0.4rem; vertical-align: middle; }

/* ===== 三大词卡 (image2 背景) ===== */
.tri-word {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 0.5rem; margin: 0 1rem 0.8rem;
}
.tri-card {
  position: relative; border-radius: var(--r); overflow: hidden; padding: 0.85rem 0.5rem 0.7rem;
  background: linear-gradient(160deg, #FFF8EC, #FFFBF7); box-shadow: 0 3px 14px rgba(0,0,0,.07); text-align: center;
}
.tri-card .ic { width: 2.5rem; height: 2.5rem; margin: 0 auto 0.4rem; object-fit: contain; }
.tri-card .w { font-size: 0.84rem; font-weight: 800; color: var(--primary-dark); }
.tri-card .s { font-size: 0.6rem; color: var(--text-muted); margin-top: 0.18rem; line-height: 1.35; }

/* ===== 首屏品牌 + 商品名（三级层次：品牌 kicker → 商品名 → 情绪标题） ===== */
.hero-brand { display: flex; align-items: center; gap: 0.4rem; margin-bottom: 0.5rem; }
.hero-brand .brand-logo { height: 1rem; width: auto; display: block; opacity: 0.92; }
.hero-brand .brand-txt { font-size: 0.62rem; font-weight: 700; color: var(--text-muted); letter-spacing: 0.02em; }
.hero-brand .brand-dot { width: 3px; height: 3px; border-radius: 50%; background: rgba(0,0,0,.16); }
.hero-prod { display: flex; align-items: center; gap: 0.45rem; flex-wrap: wrap; margin-bottom: 0.5rem; }
.hero-prod .pn { font-size: 0.92rem; font-weight: 800; color: var(--text); letter-spacing: -0.01em; }
.hero-prod .cat { font-size: 0.58rem; font-weight: 700; color: var(--primary-dark); background: var(--primary-light); border-radius: 5px; padding: 0.16rem 0.44rem; line-height: 1; }
.hero-body .hook-line { font-size: 1.32rem; font-weight: 900; line-height: 1.28; margin: 0 0 0.4rem; letter-spacing: -0.01em; }

/* ===== 三格漫画 ===== */
.comic-wrap { margin: 0 1rem 0.5rem; }
.comic-head { font-size: 0.9rem; font-weight: 800; display: flex; align-items: center; gap: 0.4rem; margin-bottom: 0.55rem; }
.comic-head .tag { font-size: 0.54rem; font-weight: 700; color: var(--gold); background: var(--gold-bg); border-radius: 4px; padding: 0.14rem 0.42rem; }
.comic { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 0.4rem; align-items: stretch; }
.comic-cell { background: var(--bg-card); border-radius: 0.7rem; padding: 0.4rem 0.4rem 0.55rem; box-shadow: 0 3px 12px rgba(0,0,0,.06); position: relative; display: flex; flex-direction: column; }
.comic-cell .pic { width: 100%; aspect-ratio: 1/1; border-radius: 0.5rem; object-fit: cover; background: #FFF8EC; display: block; }
.comic-cell .step { position: absolute; top: 0.55rem; left: 0.55rem; width: 1.15rem; height: 1.15rem; border-radius: 50%; background: var(--primary); color: #fff; font-family: "DM Sans", sans-serif; font-weight: 700; font-size: 0.66rem; display: flex; align-items: center; justify-content: center; box-shadow: 0 2px 6px rgba(74,144,226,.4); }
.comic-cell .ct { font-size: 0.66rem; font-weight: 800; margin-top: 0.42rem; line-height: 1.3; }
.comic-cell .cd { font-size: 0.56rem; color: var(--text-muted); line-height: 1.36; margin-top: 0.16rem; }
.comic-cell .cd b { color: var(--accent); font-weight: 800; }
.comic-foot { font-size: 0.58rem; color: var(--text-muted); line-height: 1.45; margin: 0.5rem 0.1rem 0; }

/* 亮点抽屉内的卡片去除外边距 */
.fold .feat-grid { margin: 0.45rem 0 0; }
.fold .fine { margin: 0.5rem 0 0 !important; }

/* ===== 大白话讲解 ===== */
.plain-block { background: linear-gradient(160deg, #FFF8EC, #F0F7FF); border-radius: var(--r-lg); margin: 0 1rem 0.8rem; padding: 1rem; box-shadow: 0 3px 14px rgba(0,0,0,.06); }
.plain-block .pb-head { display: flex; align-items: center; gap: 0.5rem; margin-bottom: 0.5rem; }
.plain-block .pb-ic { width: 2.2rem; height: 2.2rem; border-radius: 0.6rem; background: #fff; display: flex; align-items: center; justify-content: center; color: var(--primary-dark); font-size: 1.2rem; box-shadow: 0 2px 8px rgba(0,0,0,.07); flex-shrink: 0; }
.plain-block .pb-t { font-size: 0.92rem; font-weight: 800; }
.plain-block .pb-t .tag { font-size: 0.54rem; font-weight: 700; color: var(--primary-dark); background: #fff; border-radius: 4px; padding: 0.12rem 0.4rem; margin-left: 0.35rem; vertical-align: middle; }
.plain-block .pb-body { font-size: 0.8rem; color: var(--text-sec); line-height: 1.62; }
.plain-block .pb-body b { color: var(--text); font-weight: 800; }
.plain-block .pb-body .hl { color: var(--primary-dark); font-weight: 800; }
.plain-points { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0.5rem; margin-top: 0.75rem; }
.plain-points > div { background: #fff; border-radius: 0.62rem; padding: 0.6rem 0.4rem; text-align: center; box-shadow: 0 1px 6px rgba(0,0,0,.05); }
.plain-points .pp-ic { font-size: 1.2rem; color: var(--primary); }
.plain-points .pp-t { font-size: 0.68rem; font-weight: 800; margin-top: 0.22rem; }
.plain-points .pp-d { font-size: 0.56rem; color: var(--text-muted); margin-top: 0.12rem; line-height: 1.32; }

/* ===== 举例时间线 ===== */
.story { background: var(--bg-card); border-radius: var(--r-lg); margin: 0 1rem 0.8rem; padding: 1rem; box-shadow: 0 3px 14px rgba(0,0,0,.06); }
.story-head { font-size: 0.9rem; font-weight: 800; display: flex; align-items: center; gap: 0.4rem; }
.story-head .tag { font-size: 0.54rem; font-weight: 700; color: var(--gold); background: var(--gold-bg); border-radius: 4px; padding: 0.14rem 0.42rem; }
.story-sub { font-size: 0.64rem; color: var(--text-muted); margin: 0.2rem 0 0.8rem; line-height: 1.4; }
.tl { position: relative; padding-left: 1.55rem; }
.tl::before { content: ""; position: absolute; left: 0.46rem; top: 0.4rem; bottom: 0.4rem; width: 2px; background: linear-gradient(var(--primary), var(--accent)); }
.tl-node { position: relative; padding: 0 0 0.85rem; }
.tl-node:last-child { padding-bottom: 0; }
.tl-node::before { content: ""; position: absolute; left: -1.55rem; top: 0.18rem; width: 0.65rem; height: 0.65rem; border-radius: 50%; background: var(--primary); box-shadow: 0 0 0 0.18rem var(--primary-light); margin-left: 0.13rem; }
.tl-node.pay::before { background: var(--accent); box-shadow: 0 0 0 0.18rem var(--accent-soft); }
.tl-age { font-size: 0.74rem; font-weight: 800; color: var(--text); }
.tl-age .num { font-family: "DM Sans", sans-serif; }
.tl-tx { font-size: 0.72rem; color: var(--text-sec); line-height: 1.5; margin-top: 0.14rem; }
.tl-tx b { color: var(--accent); font-weight: 800; }
.tl-tx .pay-amt { color: var(--primary-dark); font-weight: 800; font-family: "DM Sans", sans-serif; }

/* ===== 可选「为谁了解」软提示 ===== */
.who-soft { margin: 0 1rem 0.55rem; display: flex; align-items: center; gap: 0.5rem; flex-wrap: wrap; }
.who-soft .lbl { font-size: 0.74rem; color: var(--text-sec); font-weight: 600; }
.who-soft .who-chip { padding: 0.42rem 0.85rem; }

/* ===== 核心保障亮点矩阵 ===== */
.feat-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0.55rem; margin: 0 1rem 0.8rem; }
.feat-card {
  position: relative; background: var(--bg-card); border-radius: var(--r); padding: 0.78rem 0.7rem;
  box-shadow: 0 3px 14px rgba(0,0,0,.07); display: flex; flex-direction: column; gap: 0.36rem;
}
.feat-card .fic {
  width: 2.1rem; height: 2.1rem; border-radius: 0.55rem; display: flex; align-items: center; justify-content: center;
  font-size: 1.15rem; background: linear-gradient(150deg, var(--primary-light), #EAF6F0); color: var(--primary-dark);
}
.feat-card.warm .fic { background: linear-gradient(150deg, #FFF0E8, #FFF7E6); color: var(--accent); }
.feat-card.gold .fic { background: var(--gold-bg); color: var(--gold); }
.feat-card .ft { font-size: 0.78rem; font-weight: 800; line-height: 1.32; }
.feat-card .fd { font-size: 0.62rem; color: var(--text-muted); line-height: 1.42; }
.feat-card .opt { position: absolute; top: 0.6rem; right: 0.6rem; font-size: 0.5rem; font-weight: 700; color: var(--gold); background: var(--gold-bg); border-radius: 4px; padding: 0.1rem 0.34rem; }
.feat-card.span2 { grid-column: 1 / -1; flex-direction: row; align-items: center; gap: 0.65rem; }
.feat-card.span2 .fic { width: 2.5rem; height: 2.5rem; flex-shrink: 0; font-size: 1.3rem; }
.feat-card.span2 .tx { display: flex; flex-direction: column; gap: 0.2rem; }

/* ===== 责任结构模块 (三层守护) ===== */
.resp-module {
  background: var(--bg-card); border-radius: var(--r-lg); padding: 0.95rem; margin: 0 1rem 0.8rem;
  box-shadow: 0 4px 16px rgba(0,0,0,.07);
}
.resp-top { display: grid; grid-template-columns: 7.5rem 1fr; gap: 0.7rem; align-items: center; }
.resp-img { width: 100%; border-radius: var(--r); background: linear-gradient(160deg,#FFF8EC,#F5FBF5); }
.resp-layers { display: flex; flex-direction: column; gap: 0.42rem; }
.layer {
  position: relative; padding: 0.5rem 0.6rem 0.5rem 1.5rem; border-radius: 0.6rem;
  background: var(--bg-page); font-size: 0.72rem; line-height: 1.4;
}
.layer::before { content: ""; position: absolute; left: 0.65rem; top: 0.78rem; width: 0.45rem; height: 0.45rem; border-radius: 50%; }
.layer.l3::before { background: var(--accent); }
.layer.l2::before { background: var(--gold); }
.layer.l1::before { background: var(--primary); }
.layer strong { font-weight: 800; }
.layer .pct { font-family: "DM Sans", sans-serif; color: var(--primary-dark); font-weight: 800; }

/* 可选责任折叠 */
.fold { margin: 0 1rem 0.8rem; background: var(--bg-card); border-radius: var(--r); box-shadow: 0 2px 10px rgba(0,0,0,.06); overflow: hidden; }
.fold summary { list-style: none; cursor: pointer; padding: 0.82rem 1rem; font-size: 0.82rem; font-weight: 700; display: flex; justify-content: space-between; align-items: center; }
.fold summary::-webkit-details-marker { display: none; }
.fold summary .ph-caret-down { transition: transform .25s; color: var(--text-muted); }
.fold[open] summary .ph-caret-down { transform: rotate(180deg); }
.fold-body { padding: 0 1rem 1rem; }
.opt-item { display: grid; grid-template-columns: 1.5rem 1fr auto; gap: 0.5rem; align-items: start; padding: 0.55rem 0; border-top: 1px solid var(--border); }
.opt-item:first-child { border-top: none; }
.opt-item i { color: var(--primary); font-size: 1.05rem; margin-top: 0.08rem; }
.opt-item .nm { font-size: 0.76rem; font-weight: 700; }
.opt-item .dc { font-size: 0.64rem; color: var(--text-muted); margin-top: 0.12rem; line-height: 1.4; }
.opt-item .badge-opt { font-size: 0.56rem; font-weight: 700; color: var(--gold); background: var(--gold-bg); border-radius: 4px; padding: 0.14rem 0.4rem; white-space: nowrap; align-self: center; }

/* ===== 方案卡 ===== */
.plan-section { background: var(--bg-card); border-radius: var(--r-lg); padding: 0.9rem; margin: 0 1rem 0.8rem; box-shadow: 0 4px 16px rgba(0,0,0,.08); }
.plan-head { display: flex; justify-content: space-between; align-items: center; margin-bottom: 0.55rem; }
.plan-title { font-size: 0.9rem; font-weight: 800; }
.plan-tip { font-size: 0.6rem; font-weight: 700; color: var(--gold); background: var(--gold-bg); border-radius: 4px; padding: 0.16rem 0.42rem; }
.plan-row { display: flex; flex-direction: column; gap: 0.5rem; }
.plan-card {
  position: relative; border-radius: var(--r); background: #F8F7F5; box-shadow: 0 2px 10px rgba(0,0,0,.07);
  padding: 0.72rem 0.8rem; cursor: pointer; border: 2px solid transparent; display: grid; grid-template-columns: 1fr auto; gap: 0.5rem; align-items: center;
}
.plan-card.selected { border-color: transparent; outline: 2px solid var(--primary); background: #fff; box-shadow: 0 0 0 0.28rem rgba(74,144,226,.1), 0 6px 15px rgba(74,144,226,.18); }
.plan-name { font-size: 0.84rem; font-weight: 800; }
.plan-desc { margin-top: 0.18rem; font-size: 0.66rem; color: var(--text-sec); line-height: 1.45; }
.plan-rec { position: absolute; top: -0.55rem; left: 0.7rem; font-size: 0.55rem; font-weight: 800; color: #fff; background: linear-gradient(135deg, var(--accent), #E8512A); border-radius: 4px; padding: 0.12rem 0.42rem; }
.plan-price { text-align: right; font-family: "DM Sans", sans-serif; font-size: 0.96rem; font-weight: 800; color: var(--primary-dark); line-height: 1.2; white-space: nowrap; }
.plan-day { margin-top: 0.14rem; font-size: 0.58rem; color: var(--text-muted); font-family: "Noto Sans SC", sans-serif; }

.tool-row { display: grid; grid-template-columns: 1fr; gap: 0.5rem; margin-top: 0.6rem; }
.tool-btn { border: none; border-radius: var(--r); background: var(--primary-light); padding: 0.62rem 0.5rem; font-size: 0.74rem; font-weight: 700; color: var(--primary-dark); display: flex; justify-content: center; align-items: center; gap: 0.3rem; cursor: pointer; }
.tool-btn i { font-size: 0.95rem; }

/* ===== 增信 / 折叠 ===== */
.content-block { margin: 0 1rem 0.8rem; background: var(--bg-card); border-radius: var(--r); box-shadow: 0 2px 10px rgba(0,0,0,.06); overflow: hidden; }
.content-block summary { list-style: none; cursor: pointer; padding: 0.82rem 1rem; font-size: 0.82rem; font-weight: 700; display: flex; justify-content: space-between; align-items: center; }
.content-block summary::-webkit-details-marker { display: none; }
.content-block summary .ph-caret-down { transition: transform .25s; color: var(--text-muted); }
.content-block[open] summary .ph-caret-down { transform: rotate(180deg); }
.content-body { padding: 0 1rem 1rem; font-size: 0.72rem; color: var(--text-sec); line-height: 1.55; }
.trust-mini { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0.4rem; margin: 0.3rem 0 0.6rem; }
.trust-mini > div { background: linear-gradient(160deg,#F0F7FF,#F5FBF5); border-radius: 0.6rem; padding: 0.55rem 0.3rem; text-align: center; }
.trust-mini .n { font-family: "DM Sans", sans-serif; font-size: 0.9rem; font-weight: 800; color: var(--primary-dark); }
.trust-mini .l { font-size: 0.55rem; color: var(--text-muted); line-height: 1.3; margin-top: 0.1rem; }
.co-strip { display: flex; align-items: center; justify-content: center; gap: 0.85rem; padding: 0.7rem 0 0.3rem; flex-wrap: wrap; }
.co-strip .co-item { display: flex; flex-direction: column; align-items: center; gap: 0.22rem; }
.co-strip img { height: 1.55rem; object-fit: contain; }
.co-strip .co-cap { font-size: 0.52rem; color: var(--text-muted); }
.co-x { color: var(--text-muted); font-size: 0.8rem; align-self: center; }
.fine { font-size: 0.6rem; color: var(--text-muted); line-height: 1.5; margin-top: 0.4rem; }

/* ===== LP ===== */
.lp-trust-row { display: flex; align-items: center; gap: 0.65rem; padding: 0.75rem; background: var(--bg-card); border-radius: var(--r-lg); box-shadow: 0 4px 16px rgba(0,0,0,.08); margin: 0.7rem 1rem 0; }
.lp-trust-row img.avatar { width: 3rem; height: 3rem; border-radius: 50%; object-fit: cover; object-position: center 20%; flex-shrink: 0; }
.lp-trust-row .meta { flex: 1; min-width: 0; }
.lp-trust-row .name { font-size: 0.9rem; font-weight: 800; }
.lp-trust-row .name .tag { font-size: 0.55rem; font-weight: 700; color: var(--gold); background: var(--gold-bg); border-radius: 4px; padding: 0.1rem 0.36rem; margin-left: 0.35rem; vertical-align: middle; }
.lp-trust-row .stat { font-size: 0.64rem; color: var(--text-muted); margin-top: 0.2rem; }
.lp-trust-row .stat b { color: var(--primary-dark); font-family: "DM Sans", sans-serif; }
.lp-wechat { width: 2.5rem; height: 2.5rem; border: none; border-radius: 50%; background: var(--green-bg); color: var(--green); font-size: 1.25rem; display: flex; align-items: center; justify-content: center; cursor: pointer; flex-shrink: 0; }
.lp-quote { margin: 0.6rem 1rem 0; font-size: 0.72rem; color: var(--text-sec); line-height: 1.55; background: var(--primary-light); border-radius: var(--r); padding: 0.65rem 0.8rem; }

.lead-form { margin: 0 1rem 0.8rem; padding: 0.9rem; border-radius: var(--r-lg); background: #fff; box-shadow: 0 2px 10px rgba(0,0,0,.07); }
.lead-head { display: flex; justify-content: space-between; align-items: center; margin-bottom: 0.4rem; }
.lead-title { font-size: 0.88rem; font-weight: 800; }
.lead-tip { font-size: 0.6rem; font-weight: 700; color: #fff; background: linear-gradient(135deg,#FF5A3C,#E83232); border-radius: 6px; padding: 0.2rem 0.45rem; }
.field { width: 100%; height: 2.6rem; border-radius: 0.55rem; border: 1px solid rgba(0,0,0,.09); background: #F8F7F5; padding: 0 0.78rem; font-size: 0.8rem; margin-top: 0.5rem; }
.field:focus { outline: 2px solid rgba(74,144,226,.2); border-color: var(--primary); }
.consent { margin-top: 0.5rem; font-size: 0.62rem; color: var(--text-muted); line-height: 1.45; }

/* ===== 按钮 ===== */
.btn-primary { width: 100%; min-height: 5.6rem; border: none; border-radius: 2rem; background: linear-gradient(135deg, var(--primary), var(--primary-dark)); color: #fff; font-size: 0.98rem; font-weight: 800; cursor: pointer; position: relative; overflow: hidden; }
.btn-primary:active { transform: scale(.99); }
.btn-primary::after { content: ""; position: absolute; top: 0; left: -60%; width: 40%; height: 100%; background: linear-gradient(100deg, transparent, rgba(255,255,255,.28), transparent); transform: skewX(-18deg); animation: sweep 3.4s infinite; }
@keyframes sweep { 0% { left: -60%; } 55%,100% { left: 130%; } }
.btn-ghost { width: 100%; min-height: 2.7rem; border: none; background: transparent; color: var(--primary); font-size: 0.8rem; font-weight: 600; cursor: pointer; }

/* ===== 吸底 CTA ===== */
.sticky-cta { position: fixed; left: 0; right: 0; bottom: 0; z-index: 100; padding: 0.6rem 1rem calc(0.6rem + env(safe-area-inset-bottom, 0)); background: rgba(255,255,255,.97); backdrop-filter: saturate(180%) blur(16px); box-shadow: 0 -4px 20px rgba(0,0,0,.1); }
@media (min-width: 481px) { .sticky-cta { width: 480px; left: calc(50vw - 240px); right: auto; } }
.sticky-cta .hint { font-size: 0.62rem; color: var(--text-muted); text-align: center; margin-bottom: 0.32rem; }
.sticky-cta .hint b { color: var(--primary-dark); font-family: "DM Sans", sans-serif; }
.cta-dual { display: grid; grid-template-columns: 1fr; gap: 0.4rem; }
.cta-dual.two { grid-template-columns: 4.5rem 1fr; }
.btn-side { border: none; border-radius: 2rem; background: var(--green-bg); color: var(--green); font-size: 0.7rem; font-weight: 700; display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 0.1rem; cursor: pointer; }
.btn-side i { font-size: 1.15rem; }

/* ===== 弹层 / 试算 ===== */
.overlay { position: fixed; inset: 0; z-index: 520; background: rgba(0,0,0,.45); display: flex; align-items: flex-end; opacity: 0; pointer-events: none; transition: opacity .2s; }
.overlay.show { opacity: 1; pointer-events: auto; }
.sheet { width: 100%; max-width: 30rem; background: #fff; border-radius: 1rem 1rem 0 0; padding: 1.2rem 1rem calc(1.2rem + env(safe-area-inset-bottom)); transform: translateY(100%); transition: transform .25s; }
.overlay.show .sheet { transform: translateY(0); }
@media (min-width: 481px) { .overlay .sheet { max-width: 480px; } }
.sheet-title { font-size: 0.95rem; font-weight: 800; margin-bottom: 0.4rem; }
.sheet-sub { font-size: 0.74rem; color: var(--text-sec); line-height: 1.55; margin-bottom: 0.8rem; }
.calc-row { display: grid; grid-template-columns: 1fr 1fr; gap: 0.55rem; }
.calc-box { background: var(--bg-page); border-radius: 0.65rem; padding: 0.6rem 0.55rem; }
.calc-label { font-size: 0.62rem; color: var(--text-muted); margin-bottom: 0.25rem; }
.calc-input { width: 100%; height: 2.2rem; border-radius: 0.52rem; border: 1px solid rgba(0,0,0,.1); background: #fff; padding: 0 0.6rem; font-size: 0.8rem; }
.chip-row { display: flex; flex-wrap: wrap; gap: 0.38rem; margin-top: 0.45rem; }
.chip { border: 1.5px solid rgba(0,0,0,.1); background: #fff; border-radius: 0.55rem; padding: 0.32rem 0.5rem; font-size: 0.7rem; cursor: pointer; }
.chip.on { border-color: var(--primary); color: var(--primary-dark); background: var(--primary-light); font-weight: 700; }
.result-card { margin-top: 0.8rem; background: linear-gradient(160deg,#F0F7FF,#F5FBF5); border-radius: 0.75rem; padding: 0.7rem; }
.result-top { font-size: 0.66rem; color: var(--text-sec); }
.result-price { margin-top: 0.2rem; font-size: 1.2rem; font-weight: 900; color: var(--primary-dark); }
.result-day { margin-top: 0.1rem; font-size: 0.62rem; color: var(--text-muted); }
.sheet-actions { margin-top: 0.8rem; display: grid; grid-template-columns: 1fr 1fr; gap: 0.55rem; }
.sheet-btn-secondary, .sheet-btn-primary { border: none; height: 2.6rem; border-radius: 0.65rem; font-size: 0.8rem; font-weight: 700; cursor: pointer; }
.sheet-btn-secondary { background: #fff; border: 1.5px solid rgba(0,0,0,.1); color: var(--text-sec); }
.sheet-btn-primary { background: linear-gradient(135deg, var(--primary), var(--primary-dark)); color: #fff; }
.qr-box { width: 9rem; height: 9rem; margin: 0.5rem auto 0; border-radius: 0.75rem; background: var(--bg-page); display: flex; align-items: center; justify-content: center; color: var(--text-muted); font-size: 0.7rem; text-align: center; padding: 1rem; }

/* ===== Toast ===== */
.toast { position: fixed; left: 50%; bottom: 7rem; transform: translateX(-50%); background: rgba(0,0,0,.8); color: #fff; font-size: 0.75rem; padding: 0.55rem 1.05rem; border-radius: 2rem; z-index: 610; opacity: 0; transition: opacity .2s; pointer-events: none; white-space: nowrap; max-width: 86vw; text-align: center; }
.toast.show { opacity: 1; }

/* ============ 详情页 ============ */
.nav-bar { position: sticky; top: 0; z-index: 90; height: 2.9rem; display: flex; align-items: center; justify-content: space-between; padding: 0 1rem; background: rgba(255,255,255,.9); backdrop-filter: saturate(160%) blur(14px); box-shadow: 0 1px 0 var(--border); }
.nav-bar .nv-title { font-size: 0.86rem; font-weight: 800; }
.nav-bar .nv-back, .nav-bar .nv-act { font-size: 1.15rem; color: var(--text-sec); background: none; border: none; cursor: pointer; }
.product-head { background: linear-gradient(180deg, var(--bg-warm), var(--bg-page)); padding: 1rem 1rem 0.85rem; }
.ph-badges { display: flex; gap: 0.4rem; margin-bottom: 0.5rem; flex-wrap: wrap; }
.ph-badge { font-size: 0.58rem; font-weight: 700; padding: 0.16rem 0.46rem; border-radius: 5px; }
.ph-badge.b1 { color: var(--primary-dark); background: var(--primary-light); }
.ph-badge.b2 { color: var(--green); background: var(--green-bg); }
.ph-badge.b3 { color: var(--gold); background: var(--gold-bg); }
.ph-name { font-size: 1.2rem; font-weight: 900; line-height: 1.3; }
.ph-sub { font-size: 0.7rem; color: var(--text-muted); margin-top: 0.25rem; }
.ph-logos { display: flex; align-items: center; gap: 0.6rem; margin-top: 0.7rem; }
.ph-logos img { height: 1.15rem; object-fit: contain; }
.ph-logos .co-x { font-size: 0.7rem; }

.dsec { background: var(--bg-card); border-radius: var(--r-lg); margin: 0.8rem 1rem 0; padding: 0.95rem; box-shadow: 0 2px 12px rgba(0,0,0,.05); }
.dsec-title { font-size: 0.96rem; font-weight: 800; margin-bottom: 0.2rem; }
.dsec-sub { font-size: 0.66rem; color: var(--text-muted); margin-bottom: 0.7rem; }

/* 责任明细表 */
.cov-row { display: grid; grid-template-columns: 1fr auto; gap: 0.5rem; padding: 0.6rem 0; border-top: 1px solid var(--border); align-items: center; }
.cov-row:first-of-type { border-top: none; }
.cov-row .cv-nm { font-size: 0.78rem; font-weight: 700; }
.cov-row .cv-dc { font-size: 0.62rem; color: var(--text-muted); margin-top: 0.12rem; line-height: 1.4; }
.cov-row .cv-val { font-family: "DM Sans", sans-serif; font-size: 0.84rem; font-weight: 800; color: var(--primary-dark); white-space: nowrap; }
.cov-row .cv-val .u { font-family: "Noto Sans SC", sans-serif; font-size: 0.6rem; color: var(--text-muted); font-weight: 600; }
.cov-tag-opt { font-size: 0.54rem; font-weight: 700; color: var(--gold); background: var(--gold-bg); border-radius: 4px; padding: 0.1rem 0.36rem; margin-left: 0.35rem; }

/* 持续守护概念区 */
.concept-band { margin: 0.8rem 1rem 0; border-radius: var(--r-lg); overflow: hidden; position: relative; box-shadow: 0 4px 16px rgba(0,0,0,.07); }
.concept-band img { width: 100%; }
.concept-band .cap { position: absolute; left: 0; right: 0; top: 0; padding: 0.85rem 1rem 1.6rem; background: linear-gradient(180deg, rgba(255,251,247,.92) 0%, rgba(255,251,247,.7) 55%, rgba(255,251,247,0) 100%); }
.concept-band .cap h3 { font-size: 0.98rem; font-weight: 900; color: var(--primary-dark); }
.concept-band .cap p { font-size: 0.68rem; color: var(--text-sec); margin-top: 0.2rem; max-width: 64%; line-height: 1.45; }

/* candid 哪些不赔 */
.candid { background: #FFF9F4; border-radius: var(--r-lg); margin: 0.8rem 1rem 0; padding: 0.95rem; box-shadow: inset 0 0 0 1px rgba(212,148,11,.18); }
.candid h3 { font-size: 0.9rem; font-weight: 800; color: #9A6B00; display: flex; align-items: center; gap: 0.35rem; }
.candid h3 i { color: var(--gold); }
.candid ul { list-style: none; margin-top: 0.6rem; }
.candid li { position: relative; padding: 0.34rem 0 0.34rem 1.1rem; font-size: 0.72rem; color: var(--text-sec); line-height: 1.45; }
.candid li::before { content: ""; position: absolute; left: 0.1rem; top: 0.62rem; width: 0.36rem; height: 0.36rem; border-radius: 50%; background: var(--gold); }

/* 详情增信 stats */
.dstats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0.5rem; background: linear-gradient(160deg,#F0F7FF,#F5FBF5); border-radius: var(--r-lg); margin: 0.8rem 1rem 0; padding: 0.9rem 0.6rem; }
.dstats .it { text-align: center; }
.dstats .n { font-family: "DM Sans", sans-serif; font-size: 1rem; font-weight: 800; color: var(--primary-dark); }
.dstats .l { font-size: 0.56rem; color: var(--text-muted); margin-top: 0.12rem; line-height: 1.3; }

/* 详情手风琴 (LP) */
.acc { border-radius: var(--r); background: #F8F7F5; box-shadow: 0 2px 10px rgba(0,0,0,.06); margin-bottom: 0.5rem; overflow: hidden; border: 2px solid transparent; }
.acc.open { background: #fff; outline: 2px solid var(--primary); box-shadow: 0 0 0 0.28rem rgba(74,144,226,.1), 0 6px 15px rgba(74,144,226,.16); }
.acc-head { display: grid; grid-template-columns: auto 1fr auto; gap: 0.5rem; align-items: center; padding: 0.75rem 0.85rem; cursor: pointer; }
.acc-radio { width: 1.05rem; height: 1.05rem; border-radius: 50%; border: 2px solid rgba(0,0,0,.2); position: relative; }
.acc.open .acc-radio { border-color: var(--primary); }
.acc.open .acc-radio::after { content: ""; position: absolute; inset: 0.2rem; border-radius: 50%; background: var(--primary); }
.acc-nm { font-size: 0.82rem; font-weight: 800; }
.acc-nm .ds { font-size: 0.62rem; font-weight: 500; color: var(--text-muted); display: block; margin-top: 0.1rem; }
.acc-price { text-align: right; font-family: "DM Sans", sans-serif; font-size: 0.92rem; font-weight: 800; color: var(--primary-dark); white-space: nowrap; }
.acc-price .pd { font-family: "Noto Sans SC", sans-serif; font-size: 0.56rem; color: var(--text-muted); font-weight: 600; }
.acc-body { max-height: 0; overflow: hidden; transition: max-height .3s ease; }
.acc.open .acc-body { max-height: 22rem; }
.acc-body-inner { padding: 0 0.85rem 0.85rem; }
.acc-body .cov-row { padding: 0.45rem 0; }

/* LP 背书卡 */
.lp-endorse { display: flex; gap: 0.7rem; align-items: flex-start; background: var(--bg-card); border-radius: var(--r-lg); margin: 0.8rem 1rem 0; padding: 0.9rem; box-shadow: 0 2px 12px rgba(0,0,0,.05); }
.lp-endorse img { width: 3.2rem; height: 3.2rem; border-radius: 50%; object-fit: cover; object-position: center 20%; flex-shrink: 0; }
.lp-endorse .nm { font-size: 0.86rem; font-weight: 800; }
.lp-endorse .nm .tag { font-size: 0.54rem; font-weight: 700; color: var(--gold); background: var(--gold-bg); border-radius: 4px; padding: 0.1rem 0.34rem; margin-left: 0.3rem; }
.lp-endorse .qt { font-size: 0.7rem; color: var(--text-sec); line-height: 1.5; margin-top: 0.3rem; }

/* LP FAB */
.lp-fab { position: fixed; right: 1rem; bottom: calc(9.4rem + env(safe-area-inset-bottom, 0)); z-index: 95; width: 3.4rem; height: 3.4rem; border-radius: 50%; border: none; background: linear-gradient(135deg, #1AAD5A, #0BA360); color: #fff; box-shadow: 0 6px 18px rgba(11,163,96,.4); font-size: 1.5rem; display: flex; align-items: center; justify-content: center; cursor: pointer; }
@media (min-width: 481px) { .lp-fab { right: calc(50vw - 240px + 1rem); } }